Countdown to Medicare

Medicare Shoppers GuideIf you are new to Medicare, you might like to start with our Medicare Plan Shopper's Guide. Our Medicare Plan Shopper's Guide can help you understand Medicare: how it works, what it covers - and what it doesn't. You will also find helpful information about the range of options available to people who are eligible for Medicare or you can contact us at 1-888-274-0026. We're happy to discuss plan options with you or schedule a one-on-one appointment with a Medicare consultant in your area.

What to do…when to do it

Most people become eligible for Medicare when they turn age 65.  As your eligibility for Medicare draws closer, it's extremely important that you get every dollar in Medicare benefits you have coming to you. Here, in a nutshell, is what you should do and when you should do it…

3-6 months before you're eligible for Medicare

Continue to become familiar with Medicare and the plans that help fill Medicare’s gaps. If you’re thinking about joining a Medicare Prescription Drug Plan, a Medicare Advantage plan or a traditional Medicare Supplement plan, take time to familiarize yourself with the different plans available. Visit our Plans section to learn more about these plans. You should also contact your employer or former employer to discuss your options.

1-3 months before you're eligible for Medicare

You can now apply for Medicare coverage. Plan ahead so your coverage kicks in right when you become Medicare eligible.

For information on Medicare Advantage plans call: 1-888-274-0026

TTY hearing impaired users call 711

8 a.m. to 8 p.m., daily, local time

1 month before you’re eligible for Medicare

If you haven't done so already, apply for Medicare now so your coverage is in effect the first day of your birth month.

Once you’re eligible

Relax and enjoy your health insurance coverage. If you've followed the steps above, you'll have the coverage you want in place.

Up to 3 months after you’re first eligible for Medicare

You can still enroll for Medicare and have coverage begin one to three months after you enroll.